How Animal Insurance is Changing Lives in Pakistan
News Desk
Islamabad: As veterinary costs continue to rise, health insurance for pets is gaining traction in Pakistan.
According to Dr Rafe Hussain, a prominent veterinarian at a leading animal hospital in Karachi, the growing number of pet owners in the country has led to increased concern over the expenses associated with their pets’ daily health issues.
“While the trend of keeping pets is on the rise, so are the concerns about their health and related costs,” says Dr Hussain. He notes that animal lovers in Pakistan are now exploring various insurance options for their pets. However, unlike countries abroad, comprehensive animal insurance policies remain limited in Pakistan.
A breakthrough in this sector is the introduction of an animal health policy, which allows pet owners to access regular check-ups, vaccinations, and treatment for accidents or illnesses. Under this policy, insurance coverage ranging from PKR 10,000 to PKR 100,000 is now being offered by various companies.
New Culture in Insurance Industry
Regular hospital panels have been established under the animal insurance policy, enabling pet owners to seek treatment for their animals in case of illness or injury. Additionally, insured pet owners can seek treatment from any facility and later claim reimbursement from their insurance provider.
Hamza Awan, a representative of an animal insurance company, explains that animal insurance is introducing a new culture within Pakistan’s insurance industry. “We now offer insured emergency treatments, vaccinations, diagnostic tests, and routine check-ups for pets,” says Awan. “The number of people benefiting from these services is steadily increasing.”
A New Era for Animal Care
Muhammad Danish, an animal trader in Karachi’s Defense area, highlights the growing interest in pet insurance among his clients. “People are increasingly concerned about the health of their pets and are eager to learn about insurance options for vaccinations, diseases, and injury treatments,” he shares.
Danish believes that pet insurance is particularly beneficial in situations where owners may not have immediate funds for costly treatments. “Insurance ensures timely medical care, preventing minor illnesses from escalating into severe complications,” he adds.
Healthy Pets, Happy Owners
Muhammad Shafi, a resident of Karachi’s Sea View area, recently insured his two pets and praises the benefits of the policy. “This is more than just financial security,” he says. “It’s about ensuring a healthier and better quality of life for our pets. Through insurance, we can provide them with timely care without financial stress during emergencies.”
With the introduction of animal insurance in Pakistan, pet owners are finding it easier to manage their pets’ health needs, signaling the start of a promising trend in the country’s insurance industry.
The report has been published in Urdu News in Urdu and It is translated and reproduced by the PenPK.com
